Individual Services

We are insurance brokers and are specialists in insurance and risk management. As consultants we act on behalf of our clients and provide advice in their interests.

Insurance Brokers serve as intermediaries between insurance buyers and Insurance Companies. They differ from insurance agents, who sell policies under contractual agreements with insurance companies. Brokers act in the interest of insurance buyers.

Individual Services

Home Insurance

Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Car Insurance

Car Insurance is an insurance policy that provides coverage for damage to a property and/or third-party injury. This Branch includes several types such as the Third Party Liability Cover, Compulsory Cover and the All Risk Cover.

Medical Insurance

Health insurance is an insurance product that covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

Travel Insurance

Travel insurance is an insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling internationally.

Life Insurance

Life insurance is a cover providing a payment of a certain sum of money to a named beneficiary upon the death of the policyholder or to the policyholder if still living after reaching a specified age.

Maid Insurance

Maid Insurance covers domestic helpers against personal accident events, hospital and surgical expenses; emergency overseas hospitalization is included too.

Personal accident

Personal Accident insurance or PA insurance is an annual policy that provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

Marine Hull, Yacht

Insurance of the vessels & yachts which is generally known as “Hull and Machinery” (H&M). This type of insurance can include Total Loss Cover only and the All Risk Insurance.